We would like to discuss with some tips that will help you get the most value from your personal injury claim. These tips apply to almost any type of injury claim such as accidents involving children and adults, cars, trucks, bicycles and motorcycles. These tips also apply to medical malpractice cases and work injury such as construction and oil and gas rig accidents.
If you’re involved in an accident or received bad medical treatment you should do the following:
Number 1: Contact an attorney.
You should not believe an insurance company’s advice that you can get more by handling the case on your own. Their goal is to protect their policy holder and make money by denying a claim or paying you a minimal amount of money.
Number 2: Always take photos.
You should take photos of visible injuries, the accident scene, the vehicles and anything else involved in the accident.
Number 3: Call 911.
Report the accident to the police and request an ambulance. We recommend you be polite to the investigating officers and always tell the truth. You do not need to discuss the accident with anybody besides the police officer.
Number 4: Be sure to get all the information.
You should get the names, address and telephone numbers of all the witnesses.
Number 5: If you’ve been injured at work report the accident to your employer.
If you fail to report the accident, your employer may deny that the accident ever happened. You also need to report the accident to OSHA at 1-800-321-6742. Remember, when you fill out a work injury form be honest and explain exactly what happened.
Number 6: See a doctor.
Be sure to follow all your doctor’s advice and go to all of your appointments. If you don’t, the insurance company can reduce the value of your claim.
Number 7: Keep a journal.
Write down what happened to your body and talk about your level of discomfort and pain.
Number 8: You need to disclose any pre-existing medical conditions to your doctor and your attorney.
By hiding this information, you will hurt your case because the insurance will find out and then they will accuse you of lying about your injuries.
Number 9: Keep a work journal.
Keep track of lost time from work.
Number 10: Send insurance questions to your attorney.
Don’t give a statement to the insurance company before talking to an attorney. They can use anything you say against you in court.
Number 11: You should have an attorney settle your claim.
Don’t sign any papers from an insurance company that may settle your claim or give them access to your medical records.
If you follow these tips, you’ll have a much better chance of obtaining full compensation for your injuries.